Homeowners’ insurance is one of the most important parts of protecting your home. Fence installation is a messy endeavor. It could potentially leave damages behind even after the project is over. Let’s find out more about how this is all supposed to work.
First of all, let’s look at the types of damages that are covered under your homeowners’ insurance policy:
Trees tend to fall over, especially in bad weather. However, there are limits to the protection against trees that fall down on your property. Fence installation can take longer than you expect if such hazards exist, and the policies generally only cover issues associated with healthy trees; sick or dying trees are typically not covered.
Wind and Hail
Even though spring is coming, we are still in the grip of winter weather. What this is that some days the wind will be much higher, making the day feel colder than it is. It’s also likely that freezing rain could turn into sleet or even hail. Regardless, weather damage to your new fence should be covered, especially if it is destroyed by Mother Nature and you need to have a new one installed in its place.
You never know what could happen in your neighborhood. Bored vandals looking for a bit of mischievous fun might decide to leave their “mark” on your fence. Luckily, this type of superficial damage is included in most homeowners’ insurance policies pertaining to fence installation. However, one catch is that you need to file a police report. That way, your insurance company has some documentation to follow up on when the time comes. In fact, you might not be able to claim the money owed you without this form of paperwork.
Finally, vehicle damage to your fence should also be something included in your policy. If it isn’t, then it might be time for an upgrade or revision to your current plans. After all, it’s much better to be safe than sorry!
Hercules Fence of Virginia Beach
Call Hercules Fence of Norfolk and Virginia Beach for your fencing needs. We have decades of experience in the fencing industry and can offer you the best in ornamental steel, chain link, wooden fences, and more. Our dedicated teams of fencing professionals are highly trained, skilled, and experienced in providing quality fence installations of any type. We’ll work with you to find a fence that best suits your needs and budget.
Contact Hercules Fence of Virginia Beach at (757) 321-6700, drop-in, or contact us on our website to learn more about fall and winter fence construction! You can keep up to date with offers and information from Hercules Fence of Virginia Beach on Facebook, Pinterest, LinkedIn, and Twitter.